/* ============================================================
   Upflow Capital Advisory Limited
   ULTRA PREMIUM GLOSSY STYLESHEET v3.0
   Brand: Navy #0A1F44 | Gold #C9A84C | Glass / Gloss / Luxury
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,400;0,600;0,700;0,800;1,400;1,700&family=Inter:wght@300;400;500;600;700;800&display=swap');

/* ─────────────────────────────────────────
   DESIGN TOKENS
───────────────────────────────────────── */
:root {
  /* Core palette */
  --navy:          #0A1F44;
  --navy-mid:      #102A5A;
  --navy-light:    #163570;
  --navy-dark:     #060F22;
  --navy-deep:     #030C1A;

  /* Gold palette */
  --gold:          #C9A84C;
  --gold-light:    #E8C96A;
  --gold-bright:   #F5DC8A;
  --gold-dark:     #9A7B2A;
  --gold-pale:     rgba(201,168,76,.12);

  /* Surfaces */
  --white:         #FFFFFF;
  --off-white:     #F0F3FA;
  --grey-light:    #E8EDF7;
  --grey-mid:      #D0D8ED;
  --grey-text:     #5A6A8A;
  --body-text:     #1E2E52;

  /* ── GLOSS / GLASS TOKENS ── */
  --glass-white:        rgba(255,255,255,.13);
  --glass-white-mid:    rgba(255,255,255,.08);
  --glass-white-heavy:  rgba(255,255,255,.22);
  --glass-border:       rgba(255,255,255,.22);
  --glass-border-gold:  rgba(201,168,76,.40);
  --glass-navy:         rgba(10,31,68,.60);

  /* Gloss gradients */
  --gloss-gold:    linear-gradient(135deg, #F5DC8A 0%, #E2C068 25%, #C9A84C 55%, #A8892A 85%, #9A7B2A 100%);
  --gloss-gold-h:  linear-gradient(90deg,  #F5DC8A 0%, #C9A84C 50%, #9A7B2A 100%);
  --gloss-navy:    linear-gradient(145deg, #1D3F7A 0%, #0A1F44 45%, #060F22 100%);
  --gloss-card:    linear-gradient(160deg, rgba(255,255,255,.16) 0%, rgba(255,255,255,.05) 60%, rgba(255,255,255,.10) 100%);
  --gloss-shine:   linear-gradient(115deg, rgba(255,255,255,0) 35%, rgba(255,255,255,.22) 50%, rgba(255,255,255,0) 65%);
  --gloss-top:     linear-gradient(180deg, rgba(255,255,255,.55) 0%, rgba(255,255,255,0) 100%);
  --gloss-top-sm:  linear-gradient(180deg, rgba(255,255,255,.30) 0%, rgba(255,255,255,0) 100%);

  /* Shadows */
  --shadow-xs:  0 2px 10px rgba(6,15,34,.12);
  --shadow-sm:  0 4px 20px rgba(6,15,34,.16);
  --shadow-md:  0 12px 48px rgba(6,15,34,.24);
  --shadow-lg:  0 24px 80px rgba(6,15,34,.38);
  --shadow-xl:  0 40px 120px rgba(6,15,34,.50);
  --shadow-gold:0 8px 40px rgba(201,168,76,.35);
  --shadow-glow:0 0 60px rgba(201,168,76,.25);
  --inset-shine:inset 0 1px 0 rgba(255,255,255,.30);
  --inset-hi:   inset 0 2px 0 rgba(255,255,255,.45), inset 0 -1px 0 rgba(0,0,0,.15);

  /* Borders / Radii */
  --radius-xs:   4px;
  --radius-sm:   10px;
  --radius-md:   16px;
  --radius-lg:   24px;
  --radius-xl:   32px;
  --radius-2xl:  44px;
  --radius-full: 999px;

  /* Motion */
  --ease:             cubic-bezier(.4,0,.2,1);
  --ease-spring:      cubic-bezier(.34,1.56,.64,1);
  --transition:       all .38s var(--ease);
  --transition-fast:  all .22s var(--ease);

  /* Typography */
  --font-head: 'Playfair Display', Georgia, serif;
  --font-body: 'Inter', system-ui, sans-serif;
}

/* ─────────────────────────────────────────
   GLOBAL RESET
───────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-body);
  color: var(--body-text);
  background: var(--off-white);
  line-height: 1.7;
  overflow-x: hidden;
}

img { max-width: 100%; height: auto; display: block; }
a   { text-decoration: none; color: inherit; transition: var(--transition); }
ul  { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* ─────────────────────────────────────────
   TYPOGRAPHY
───────────────────────────────────────── */
h1,h2,h3,h4,h5,h6 {
  font-family: var(--font-head);
  color: var(--navy);
  line-height: 1.2;
  font-weight: 700;
}
h1 { font-size: clamp(2.2rem, 5vw, 3.9rem); }
h2 { font-size: clamp(1.75rem, 3.5vw, 2.8rem); }
h3 { font-size: clamp(1.3rem, 2.5vw, 1.75rem); }
h4 { font-size: 1.15rem; font-weight: 700; }
p  { color: var(--grey-text); line-height: 1.85; }

.text-gold   { color: var(--gold) !important; }
.text-navy   { color: var(--navy) !important; }
.text-white  { color: var(--white) !important; }
.text-center { text-align: center; }

/* Gold gradient text */
.text-gradient-gold {
  background: var(--gloss-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  filter: drop-shadow(0 2px 8px rgba(201,168,76,.25));
}

/* ─────────────────────────────────────────
   LAYOUT
───────────────────────────────────────── */
.container {
  width: 92%;
  max-width: 1220px;
  margin: 0 auto;
  padding: 0 16px;
}
.section-pad    { padding: 104px 0; }
.section-pad-sm { padding: 68px 0; }

/* ─────────────────────────────────────────
   SECTION TAGS
───────────────────────────────────────── */
.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .20em;
  text-transform: uppercase;
  color: var(--gold-light);
  background: linear-gradient(135deg, rgba(201,168,76,.18) 0%, rgba(201,168,76,.06) 100%);
  border: 1px solid rgba(201,168,76,.45);
  padding: 7px 20px;
  border-radius: var(--radius-full);
  margin-bottom: 18px;
  box-shadow:
    var(--inset-shine),
    0 2px 14px rgba(201,168,76,.14),
    0 0 0 1px rgba(201,168,76,.08);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  position: relative;
  overflow: hidden;
}
/* Gloss sweep on tag */
.section-tag::before {
  content: '';
  position: absolute;
  top: 0; left: -100%;
  width: 60%; height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,.18), transparent);
  transition: left .6s ease;
}
.section-tag:hover::before { left: 140%; }
.section-tag::after {
  content: '';
  width: 7px; height: 7px;
  border-radius: 50%;
  background: var(--gloss-gold);
  box-shadow: 0 0 10px rgba(201,168,76,.7), 0 0 20px rgba(201,168,76,.4);
  flex-shrink: 0;
}

.section-title  { margin-bottom: 18px; }
.section-desc   { max-width: 590px; margin-bottom: 56px; font-size: 1.06rem; }
.section-desc.center { margin-left: auto; margin-right: auto; text-align: center; }

/* Gold underline accent */
.underline-gold { position: relative; display: inline-block; }
.underline-gold::after {
  content: '';
  position: absolute;
  bottom: -10px; left: 0;
  width: 76px; height: 4px;
  background: var(--gloss-gold-h);
  border-radius: 2px;
  box-shadow: 0 2px 14px rgba(201,168,76,.45), 0 0 30px rgba(201,168,76,.2);
}

/* Gold rule divider */
.gold-rule {
  width: 80px; height: 3px;
  background: var(--gloss-gold-h);
  border-radius: 2px;
  box-shadow: 0 2px 14px rgba(201,168,76,.5), 0 0 30px rgba(201,168,76,.25);
  margin: 14px auto 0;
}

/* ─────────────────────────────────────────
   GLOSSY BUTTONS
───────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 15px 36px;
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: .875rem;
  font-weight: 700;
  letter-spacing: .04em;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
  isolation: isolate;
}
/* Shine sweep */
.btn::before {
  content: '';
  position: absolute;
  inset: 0;
  background: var(--gloss-shine);
  opacity: 0;
  transition: opacity .5s ease, transform .5s ease;
  transform: translateX(-100%);
  pointer-events: none;
}
.btn:hover::before { opacity: 1; transform: translateX(100%); }

/* Primary – ultra glossy gold */
.btn-primary {
  background: var(--gloss-gold);
  color: var(--navy-dark);
  box-shadow:
    0 6px 24px rgba(201,168,76,.45),
    0 2px 6px rgba(201,168,76,.3),
    var(--inset-hi);
  border: 1px solid rgba(255,255,255,.3);
  text-shadow: 0 1px 2px rgba(255,255,255,.2);
}
.btn-primary:hover {
  transform: translateY(-3px) scale(1.02);
  box-shadow:
    0 14px 40px rgba(201,168,76,.55),
    0 4px 12px rgba(201,168,76,.35),
    var(--inset-hi);
}
.btn-primary:active { transform: translateY(-1px) scale(1); }

/* Outline white */
.btn-outline {
  border: 1.5px solid rgba(255,255,255,.55);
  color: var(--white);
  background: linear-gradient(145deg, rgba(255,255,255,.14) 0%, rgba(255,255,255,.06) 100%);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  box-shadow: var(--inset-shine), 0 4px 18px rgba(0,0,0,.15);
}
.btn-outline:hover {
  background: linear-gradient(145deg, rgba(255,255,255,.24) 0%, rgba(255,255,255,.12) 100%);
  border-color: rgba(255,255,255,.85);
  transform: translateY(-3px) scale(1.02);
  box-shadow: 0 10px 30px rgba(255,255,255,.12), var(--inset-shine);
}

/* Outline navy (on light bg) */
.btn-outline-navy {
  border: 1.5px solid rgba(10,31,68,.35);
  color: var(--navy);
  background: linear-gradient(160deg, rgba(255,255,255,.85) 0%, rgba(240,244,255,.75) 100%);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  box-shadow: var(--inset-shine), 0 3px 14px rgba(10,31,68,.1);
}
.btn-outline-navy:hover {
  background: var(--gloss-navy);
  color: var(--white);
  border-color: transparent;
  transform: translateY(-3px) scale(1.02);
  box-shadow: 0 10px 30px rgba(10,31,68,.3);
}

/* Outline gold */
.btn-outline-gold {
  border: 1.5px solid rgba(201,168,76,.6);
  color: var(--gold);
  background: linear-gradient(160deg, rgba(201,168,76,.1) 0%, rgba(201,168,76,.04) 100%);
  backdrop-filter: blur(8px);
  box-shadow: var(--inset-shine);
}
.btn-outline-gold:hover {
  background: var(--gloss-gold);
  color: var(--navy-dark);
  border-color: transparent;
  transform: translateY(-3px) scale(1.02);
  box-shadow: var(--shadow-gold);
}
.btn i { font-size: .82rem; flex-shrink: 0; }

/* ─────────────────────────────────────────
   PRELOADER – Ultra Gloss
───────────────────────────────────────── */
#preloader {
  position: fixed;
  inset: 0;
  background: radial-gradient(ellipse 80% 60% at 50% 50%, #0D2650 0%, #030C1A 100%);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  z-index: 9999;
  transition: opacity .7s ease, visibility .7s ease;
}
#preloader::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 70% 40% at 50% 0%, rgba(201,168,76,.15) 0%, transparent 65%),
    radial-gradient(ellipse 50% 60% at 85% 100%, rgba(16,42,90,.8) 0%, transparent 65%);
  pointer-events: none;
}
/* Animated scan lines on preloader */
#preloader::after {
  content: '';
  position: absolute;
  inset: 0;
  background: repeating-linear-gradient(
    0deg,
    transparent,
    transparent 3px,
    rgba(255,255,255,.012) 3px,
    rgba(255,255,255,.012) 4px
  );
  pointer-events: none;
}
#preloader img {
  height: 72px;
  margin-bottom: 36px;
  filter: drop-shadow(0 0 28px rgba(201,168,76,.5)) drop-shadow(0 4px 12px rgba(0,0,0,.5));
  animation: floatPulse 1.8s ease-in-out infinite;
  position: relative; z-index: 1;
}
.loader-bar {
  width: 240px; height: 3px;
  background: rgba(255,255,255,.07);
  border-radius: 3px;
  overflow: hidden;
  position: relative; z-index: 1;
  box-shadow: 0 0 0 1px rgba(255,255,255,.06);
}
.loader-progress {
  height: 100%;
  background: var(--gloss-gold-h);
  border-radius: 3px;
  animation: load 1.6s ease forwards;
  box-shadow: 0 0 16px rgba(201,168,76,.7), 0 0 40px rgba(201,168,76,.3);
}
.loader-text {
  margin-top: 18px;
  font-size: .68rem;
  font-weight: 700;
  letter-spacing: .25em;
  text-transform: uppercase;
  color: rgba(255,255,255,.28);
  position: relative; z-index: 1;
  animation: fadeInUp .8s ease forwards;
}
@keyframes load       { from { width: 0; } to { width: 100%; } }
@keyframes floatPulse { 0%,100%{transform:translateY(0);opacity:1} 50%{transform:translateY(-7px);opacity:.75} }
@keyframes fadeInUp   { from{opacity:0;transform:translateY(8px)} to{opacity:1;transform:translateY(0)} }
@keyframes orbFloat   { 0%,100%{transform:translate(0,0) scale(1)} 33%{transform:translate(-28px,18px) scale(1.06)} 66%{transform:translate(18px,-28px) scale(.94)} }
@keyframes orbFloat2  { 0%,100%{transform:translate(0,0) scale(1)} 33%{transform:translate(20px,-15px) scale(1.04)} 66%{transform:translate(-18px,22px) scale(.96)} }
@keyframes pulse      { 0%,100%{opacity:1;transform:scale(1)} 50%{opacity:.55;transform:scale(1.35)} }
@keyframes cardGlow   {
  0%,100% { box-shadow: 0 32px 100px rgba(0,0,0,.55), 0 0 40px rgba(201,168,76,.10), var(--inset-hi); }
  50%     { box-shadow: 0 32px 100px rgba(0,0,0,.55), 0 0 70px rgba(201,168,76,.22), var(--inset-hi); }
}
@keyframes shimmer {
  0%   { background-position: -400px 0; }
  100% { background-position: 400px 0; }
}
@keyframes goldPing {
  0%   { transform: scale(1); opacity: .8; }
  100% { transform: scale(2.2); opacity: 0; }
}

/* ─────────────────────────────────────────
   HEADER / NAV – Ultra Glossy Glass
───────────────────────────────────────── */
#site-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: transparent;
  transition: var(--transition);
}

/* Subtle top gold line on scroll */
#site-header.scrolled::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: var(--gloss-gold-h);
  box-shadow: 0 0 20px rgba(201,168,76,.5);
}
#site-header.scrolled {
  background: rgba(4,12,28,.88);
  backdrop-filter: blur(28px) saturate(1.6);
  -webkit-backdrop-filter: blur(28px) saturate(1.6);
  border-bottom: 1px solid rgba(201,168,76,.18);
  box-shadow:
    0 8px 48px rgba(0,0,0,.40),
    inset 0 -1px 0 rgba(201,168,76,.12);
}
#site-header.white-header {
  background: rgba(255,255,255,.90);
  backdrop-filter: blur(24px) saturate(1.8);
  -webkit-backdrop-filter: blur(24px) saturate(1.8);
  border-bottom: 1px solid rgba(201,168,76,.15);
  box-shadow:
    0 4px 32px rgba(10,31,68,.12),
    inset 0 -1px 0 rgba(201,168,76,.08),
    inset 0 1px 0 rgba(255,255,255,.9);
}
#site-header.white-header .nav-link { color: var(--navy) !important; }
#site-header.white-header .nav-link:hover { color: var(--gold) !important; }
#site-header.white-header .hamburger span { background: var(--navy); }

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 84px;
}
.logo-wrap img {
  height: 60px; width: auto;
  filter: drop-shadow(0 2px 10px rgba(0,0,0,.28));
  transition: filter var(--transition), transform var(--transition);
}
.logo-wrap:hover img {
  filter: drop-shadow(0 4px 18px rgba(201,168,76,.45));
  transform: scale(1.03);
}

/* Nav links */
.main-nav { display: flex; align-items: center; gap: 2px; }
.nav-link {
  padding: 9px 16px;
  color: rgba(255,255,255,.88);
  font-size: .845rem;
  font-weight: 600;
  border-radius: var(--radius-sm);
  position: relative;
  letter-spacing: .025em;
  transition: var(--transition-fast);
}
.nav-link::after {
  content: '';
  position: absolute;
  bottom: 4px; left: 50%; right: 50%;
  height: 2px;
  background: var(--gloss-gold-h);
  border-radius: 1px;
  transition: left .3s var(--ease), right .3s var(--ease);
  box-shadow: 0 0 10px rgba(201,168,76,.55);
}
.nav-link:hover::after, .nav-link.active::after { left: 16px; right: 16px; }
.nav-link:hover { color: var(--gold-light); background: rgba(255,255,255,.06); }
.nav-link.active { color: var(--gold); }

.header-cta { display: flex; align-items: center; gap: 12px; }

/* Hamburger */
.hamburger { display: none; flex-direction: column; gap: 5px; padding: 6px; }
.hamburger span {
  display: block; width: 24px; height: 2px;
  background: var(--white); border-radius: 2px;
  transition: var(--transition);
}
.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile Nav */
.mobile-nav {
  display: none;
  position: fixed; inset: 0;
  background: rgba(3,12,26,.97);
  backdrop-filter: blur(30px) saturate(1.4);
  -webkit-backdrop-filter: blur(30px) saturate(1.4);
  z-index: 999;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 8px;
}
.mobile-nav::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 60% 35% at 50% 0%, rgba(201,168,76,.12) 0%, transparent 65%),
    radial-gradient(ellipse 40% 50% at 100% 100%, rgba(22,53,112,.55) 0%, transparent 65%);
  pointer-events: none;
}
/* Gold scan line effect */
.mobile-nav::after {
  content: '';
  position: absolute; inset: 0;
  background: repeating-linear-gradient(
    0deg,
    transparent, transparent 3px,
    rgba(255,255,255,.008) 3px, rgba(255,255,255,.008) 4px
  );
  pointer-events: none;
}
.mobile-nav.open { display: flex; animation: fadeInUp .3s ease; }
.mobile-nav .nav-link {
  font-size: 1.35rem;
  color: var(--white);
  padding: 12px 36px;
  position: relative; z-index: 1;
  border-radius: var(--radius-md);
  transition: var(--transition-fast);
}
.mobile-nav .nav-link:hover {
  background: rgba(255,255,255,.06);
  color: var(--gold-light);
}
.mobile-nav .btn { margin-top: 16px; position: relative; z-index: 1; }

/* ─────────────────────────────────────────
   HERO – Cinematic Ultra-Glossy
───────────────────────────────────────── */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding-top: 84px;
  overflow: hidden;
  background: var(--navy-deep);
  isolation: isolate;
}

/* Deep layered bg */
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 90% 60% at 10% 55%, rgba(22,53,112,.95) 0%, transparent 60%),
    radial-gradient(ellipse 65% 85% at 88% 18%, rgba(201,168,76,.10) 0%, transparent 58%),
    radial-gradient(ellipse 55% 70% at 92% 92%, rgba(4,12,28,.97) 0%, transparent 52%),
    linear-gradient(148deg, #040C1C 0%, #0A1F44 38%, #0E2555 62%, #050F1F 100%);
  pointer-events: none; z-index: 0;
}

/* Animated gold orb */
.hero::after {
  content: '';
  position: absolute;
  width: 660px; height: 660px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,168,76,.16) 0%, rgba(201,168,76,.05) 40%, transparent 68%);
  top: -120px; right: -120px;
  animation: orbFloat 9s ease-in-out infinite;
  pointer-events: none; z-index: 0;
}

/* Scan lines */
.hero-scan {
  position: absolute; inset: 0;
  background: repeating-linear-gradient(
    0deg,
    transparent, transparent 3px,
    rgba(255,255,255,.012) 3px, rgba(255,255,255,.012) 4px
  );
  pointer-events: none; z-index: 1;
}

/* Floating orbs */
.orb-1 {
  position: absolute;
  width: 520px; height: 520px; border-radius: 50%;
  background: radial-gradient(circle, rgba(201,168,76,.14) 0%, rgba(201,168,76,.04) 45%, transparent 68%);
  top: -100px; right: -80px;
  animation: orbFloat 10s ease-in-out infinite;
  pointer-events: none; z-index: 1;
}
.orb-2 {
  position: absolute;
  width: 360px; height: 360px; border-radius: 50%;
  background: radial-gradient(circle, rgba(22,53,112,.7) 0%, transparent 68%);
  bottom: 10px; left: -80px;
  animation: orbFloat2 13s ease-in-out infinite;
  pointer-events: none; z-index: 1;
}

.hero-bg-art {
  position: absolute; inset: 0;
  pointer-events: none; z-index: 2;
  opacity: .22;
}
.hero-bg-art svg { width: 100%; height: 100%; }

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  position: relative; z-index: 3;
  padding: 52px 0;
}

/* Hero badge */
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 11px;
  background: linear-gradient(135deg, rgba(201,168,76,.20) 0%, rgba(201,168,76,.07) 100%);
  border: 1px solid rgba(201,168,76,.45);
  color: var(--gold-light);
  font-size: .73rem;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
  padding: 9px 22px;
  border-radius: var(--radius-full);
  margin-bottom: 30px;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  box-shadow:
    0 4px 24px rgba(201,168,76,.18),
    var(--inset-shine),
    0 0 0 1px rgba(201,168,76,.10);
  position: relative; overflow: hidden;
}
.hero-badge::before {
  content: '';
  position: absolute; top: 0; left: -100%; width: 60%; height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,.15), transparent);
  animation: shimmer 3s infinite;
}
.hero-badge i {
  color: var(--gold);
  filter: drop-shadow(0 0 8px rgba(201,168,76,.7));
  font-size: .75rem;
}
/* Ping dot */
.hero-badge::after {
  content: '';
  width: 7px; height: 7px; border-radius: 50%;
  background: #34C759;
  box-shadow: 0 0 0 2px rgba(52,199,89,.3);
  animation: pulse 2s ease infinite;
  flex-shrink: 0;
}

/* Hero title */
.hero-title {
  color: var(--white);
  font-size: clamp(2.4rem, 4.5vw, 3.9rem);
  font-weight: 800;
  line-height: 1.13;
  margin-bottom: 28px;
  text-shadow: 0 4px 40px rgba(0,0,0,.5);
}
.hero-title .accent {
  background: var(--gloss-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  filter: drop-shadow(0 2px 16px rgba(201,168,76,.4));
}
.hero-desc {
  color: rgba(255,255,255,.72);
  font-size: 1.08rem;
  line-height: 1.88;
  margin-bottom: 44px;
  max-width: 530px;
}
.hero-btns { display: flex; gap: 16px; flex-wrap: wrap; }

/* Hero stats */
.hero-stats {
  display: flex;
  gap: 40px;
  margin-top: 56px;
  padding-top: 38px;
  border-top: 1px solid rgba(255,255,255,.09);
  flex-wrap: wrap;
}
.stat-item { text-align: left; }
.stat-num {
  font-family: var(--font-head);
  font-size: 2.5rem;
  font-weight: 800;
  background: var(--gloss-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1;
  margin-bottom: 5px;
  filter: drop-shadow(0 0 10px rgba(201,168,76,.35));
}
.stat-label {
  font-size: .71rem;
  color: rgba(255,255,255,.45);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .12em;
}

/* ── Hero Visual Card – Ultra Glossy ── */
.hero-visual {
  display: flex;
  justify-content: center;
  align-items: center;
  position: relative;
}
.hero-card {
  background: linear-gradient(150deg,
    rgba(255,255,255,.16) 0%,
    rgba(255,255,255,.07) 45%,
    rgba(255,255,255,.11) 100%);
  backdrop-filter: blur(32px) saturate(1.7);
  -webkit-backdrop-filter: blur(32px) saturate(1.7);
  border: 1px solid rgba(255,255,255,.24);
  border-top: 1px solid rgba(255,255,255,.42);
  border-radius: var(--radius-2xl);
  padding: 32px 28px;
  width: 100%; max-width: 410px;
  box-shadow:
    0 28px 90px rgba(0,0,0,.55),
    0 8px 32px rgba(0,0,0,.3),
    var(--inset-hi);
  position: relative; overflow: hidden;
  animation: cardGlow 5s ease-in-out infinite;
}
/* Glossy top sheen */
.hero-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0;
  height: 55%;
  background: linear-gradient(180deg, rgba(255,255,255,.16) 0%, rgba(255,255,255,0) 100%);
  border-radius: var(--radius-2xl) var(--radius-2xl) 0 0;
  pointer-events: none;
}
/* Gold glow orb */
.hero-card::after {
  content: '';
  position: absolute;
  width: 200px; height: 200px; border-radius: 50%;
  background: radial-gradient(circle, rgba(201,168,76,.20) 0%, transparent 68%);
  bottom: -50px; right: -50px;
  pointer-events: none;
}
.hero-chart-mock {
  width: 100%; height: 165px;
  margin-bottom: 20px;
  position: relative;
}
.hero-chart-mock svg { width: 100%; height: 100%; }

/* Metric rows */
.hero-metric {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 15px;
  background: linear-gradient(145deg, rgba(255,255,255,.10) 0%, rgba(255,255,255,.05) 100%);
  border: 1px solid rgba(255,255,255,.12);
  border-top: 1px solid rgba(255,255,255,.22);
  border-radius: var(--radius-sm);
  margin-bottom: 8px;
  backdrop-filter: blur(6px);
  transition: var(--transition-fast);
  position: relative; overflow: hidden;
}
.hero-metric::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0;
  height: 50%;
  background: linear-gradient(180deg, rgba(255,255,255,.08) 0%, transparent 100%);
  pointer-events: none;
}
.hero-metric:hover {
  background: linear-gradient(145deg, rgba(255,255,255,.16) 0%, rgba(255,255,255,.08) 100%);
  border-color: rgba(201,168,76,.35);
  transform: translateX(4px);
}
.hero-metric:last-child { margin-bottom: 0; }
.metric-label { font-size: .75rem; color: rgba(255,255,255,.52); font-weight: 500; }
.metric-value { font-size: .88rem; font-weight: 700; color: var(--white); }
.metric-badge {
  font-size: .68rem; font-weight: 700;
  padding: 3px 10px; border-radius: var(--radius-full);
}
.metric-badge.up   { background: rgba(52,199,89,.16);  color: #34C759; border: 1px solid rgba(52,199,89,.3); }
.metric-badge.down { background: rgba(255,59,48,.16);  color: #FF3B30; border: 1px solid rgba(255,59,48,.3); }

/* ─────────────────────────────────────────
   TRUST STRIP
───────────────────────────────────────── */
.trust-strip {
  background: linear-gradient(135deg, rgba(4,12,28,.97) 0%, rgba(10,31,68,.98) 100%);
  border-top: 1px solid rgba(201,168,76,.22);
  border-bottom: 1px solid rgba(201,168,76,.12);
  padding: 28px 0;
  position: relative; overflow: hidden;
}
.trust-strip::before {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(90deg, transparent 0%, rgba(201,168,76,.05) 50%, transparent 100%);
  pointer-events: none;
}
/* Top gloss line */
.trust-strip::after {
  content: '';
  position: absolute; top: 0; left: 0; right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,.1) 30%, rgba(255,255,255,.1) 70%, transparent);
  pointer-events: none;
}
.trust-items {
  display: flex; align-items: center;
  justify-content: center;
  gap: 44px; flex-wrap: wrap;
}
.trust-item {
  display: flex; align-items: center; gap: 10px;
  color: rgba(255,255,255,.55);
  font-size: .77rem; font-weight: 600;
  letter-spacing: .09em; text-transform: uppercase;
  transition: var(--transition-fast);
  cursor: default;
}
.trust-item:hover { color: var(--gold-light); }
.trust-item i {
  color: var(--gold);
  font-size: 1.05rem;
  filter: drop-shadow(0 0 8px rgba(201,168,76,.55));
}

/* ─────────────────────────────────────────
   INTRO / ABOUT SNIPPET
───────────────────────────────────────── */
.intro-section {
  background: linear-gradient(170deg, var(--white) 0%, var(--off-white) 100%);
  position: relative; overflow: hidden;
}
.intro-section::before {
  content: '';
  position: absolute;
  width: 720px; height: 720px; border-radius: 50%;
  background: radial-gradient(circle, rgba(201,168,76,.055) 0%, transparent 68%);
  top: -220px; right: -220px;
  pointer-events: none;
}
.intro-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 88px; align-items: center;
}
.intro-img-wrap { position: relative; border-radius: var(--radius-xl); }

/* Glossy accent card */
.intro-accent-card {
  position: absolute;
  bottom: -30px; right: -30px;
  background: var(--gloss-gold);
  color: var(--navy-dark);
  padding: 24px 32px;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-gold), var(--inset-hi);
  border: 1px solid rgba(255,255,255,.35);
  position: absolute; overflow: hidden;
}
.intro-accent-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 50%;
  background: var(--gloss-top);
  border-radius: var(--radius-md) var(--radius-md) 0 0;
  pointer-events: none;
}
.intro-accent-card .big-num {
  font-family: var(--font-head);
  font-size: 2.7rem; font-weight: 800; line-height: 1;
  position: relative; z-index: 1;
}
.intro-accent-card .small-txt {
  font-size: .78rem; font-weight: 700;
  margin-top: 6px; opacity: .82;
  position: relative; z-index: 1;
}

.intro-points { margin-top: 30px; display: flex; flex-direction: column; gap: 20px; }
.intro-point  { display: flex; align-items: flex-start; gap: 18px; }
.intro-point .icon-circle {
  flex-shrink: 0;
  width: 44px; height: 44px;
  border-radius: var(--radius-sm);
  background: linear-gradient(145deg, rgba(201,168,76,.16) 0%, rgba(201,168,76,.06) 100%);
  border: 1px solid rgba(201,168,76,.28);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold);
  font-size: .95rem;
  box-shadow: 0 4px 16px rgba(201,168,76,.16), var(--inset-shine);
  transition: var(--transition);
  position: relative; overflow: hidden;
}
.intro-point .icon-circle::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 50%;
  background: linear-gradient(180deg, rgba(255,255,255,.20) 0%, transparent 100%);
  pointer-events: none;
}
.intro-point:hover .icon-circle {
  background: var(--gloss-gold);
  color: var(--navy-dark);
  box-shadow: var(--shadow-gold);
  transform: scale(1.08) rotate(-3deg);
}
.intro-point-text h5 { font-size: 1rem; font-weight: 700; color: var(--navy); margin-bottom: 4px; font-family: var(--font-head); }
.intro-point-text p  { font-size: .88rem; margin: 0; }

/* ─────────────────────────────────────────
   KPI / STAT STRIPS (used on dark sections)
───────────────────────────────────────── */
.kpi-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: rgba(201,168,76,.15);
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid rgba(201,168,76,.22);
  box-shadow: 0 14px 60px rgba(0,0,0,.35), var(--inset-shine);
}
.kpi-item {
  background: linear-gradient(150deg, rgba(255,255,255,.11) 0%, rgba(255,255,255,.05) 100%);
  backdrop-filter: blur(22px);
  -webkit-backdrop-filter: blur(22px);
  padding: 28px 20px; text-align: center;
  position: relative; overflow: hidden;
  transition: var(--transition-fast);
}
.kpi-item::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 50%;
  background: linear-gradient(180deg, rgba(255,255,255,.11) 0%, transparent 100%);
  pointer-events: none;
}
.kpi-item:hover { background: linear-gradient(150deg, rgba(255,255,255,.18) 0%, rgba(255,255,255,.08) 100%); }
.kpi-num {
  font-family: var(--font-head);
  font-size: 2.3rem; font-weight: 800;
  background: var(--gloss-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1; margin-bottom: 8px;
  filter: drop-shadow(0 2px 10px rgba(201,168,76,.35));
  position: relative; z-index: 1;
}
.kpi-label {
  font-size: .70rem; color: rgba(255,255,255,.52);
  font-weight: 600; text-transform: uppercase; letter-spacing: .12em;
  position: relative; z-index: 1;
}

/* ─────────────────────────────────────────
   GLOSSY SERVICE CARDS
───────────────────────────────────────── */
.services-section {
  background: linear-gradient(170deg, var(--grey-light) 0%, var(--off-white) 100%);
  position: relative; overflow: hidden;
}
.services-section::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 42% 55% at 0% 50%, rgba(10,31,68,.05) 0%, transparent 68%),
    radial-gradient(ellipse 42% 55% at 100% 50%, rgba(201,168,76,.04) 0%, transparent 68%);
  pointer-events: none;
}
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(270px, 1fr));
  gap: 24px;
}

/* Service card – premium glossy white */
.service-card {
  background: linear-gradient(155deg,
    rgba(255,255,255,.98) 0%,
    rgba(250,252,255,.94) 55%,
    rgba(244,247,255,.90) 100%);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-radius: var(--radius-lg);
  padding: 38px 30px 32px;
  box-shadow:
    var(--shadow-sm),
    var(--inset-hi),
    0 0 0 1px rgba(255,255,255,.7);
  border: 1px solid rgba(255,255,255,.95);
  border-top: 1px solid rgba(255,255,255,1);
  transition: var(--transition);
  position: relative; overflow: hidden;
  cursor: default;
}
/* Full-height top gloss sheen */
.service-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 48%;
  background: linear-gradient(180deg, rgba(255,255,255,.60) 0%, rgba(255,255,255,0) 100%);
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  pointer-events: none; z-index: 0;
}
/* Gold left accent bar */
.service-card::after {
  content: '';
  position: absolute; top: 0; left: 0;
  width: 4px; height: 0%;
  background: var(--gloss-gold);
  border-radius: 0 2px 2px 0;
  transition: height .45s var(--ease);
  box-shadow: 0 0 16px rgba(201,168,76,.45);
}
.service-card:hover::after { height: 100%; }
.service-card:hover {
  transform: translateY(-10px) scale(1.015);
  box-shadow:
    var(--shadow-md),
    0 0 0 2px rgba(201,168,76,.20),
    var(--inset-hi);
  border-color: rgba(201,168,76,.22);
}

/* Glow icon inside service card */
.service-icon {
  width: 62px; height: 62px;
  border-radius: var(--radius-md);
  background: linear-gradient(145deg, rgba(10,31,68,.09) 0%, rgba(201,168,76,.12) 100%);
  border: 1px solid rgba(201,168,76,.22);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 24px;
  color: var(--navy);
  font-size: 1.45rem;
  transition: var(--transition);
  box-shadow: 0 4px 14px rgba(10,31,68,.10), var(--inset-shine);
  position: relative; z-index: 1; overflow: hidden;
}
.service-icon::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 50%;
  background: linear-gradient(180deg, rgba(255,255,255,.30) 0%, transparent 100%);
  pointer-events: none;
}
.service-card:hover .service-icon {
  background: var(--gloss-navy);
  color: var(--gold);
  box-shadow: 0 8px 24px rgba(10,31,68,.32), var(--inset-shine);
  transform: scale(1.08) rotate(-4deg);
}
.service-card h4 {
  font-size: 1.08rem; margin-bottom: 12px;
  color: var(--navy); position: relative; z-index: 1;
}
.service-card p {
  font-size: .87rem; line-height: 1.8;
  position: relative; z-index: 1;
}
.service-link {
  display: inline-flex; align-items: center; gap: 8px;
  margin-top: 20px;
  font-size: .79rem; font-weight: 700;
  color: var(--gold-dark);
  letter-spacing: .06em; text-transform: uppercase;
  position: relative; z-index: 1;
  transition: var(--transition-fast);
}
.service-link i { transition: transform var(--transition-fast); }
.service-link:hover { color: var(--navy); gap: 13px; }
.service-link:hover i { transform: translateX(4px); }

/* ─────────────────────────────────────────
   WHY CHOOSE US – Dark Ultra-Gloss
───────────────────────────────────────── */
.why-section {
  background: linear-gradient(148deg, var(--navy-deep) 0%, var(--navy) 48%, var(--navy-mid) 100%);
  position: relative; overflow: hidden;
}
.why-section::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 75% 55% at 50% 0%, rgba(201,168,76,.11) 0%, transparent 58%),
    radial-gradient(ellipse 45% 65% at 0% 100%, rgba(22,53,112,.65) 0%, transparent 58%);
  pointer-events: none;
}
.why-section::after {
  content: '';
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.022) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.022) 1px, transparent 1px);
  background-size: 64px 64px;
  pointer-events: none;
}
.why-section h2, .why-section h3, .why-section h4 { color: var(--white); }
.why-section p { color: rgba(255,255,255,.6); }
.why-section .section-tag { color: var(--gold-light); }

/* Pillar cards – dark glass */
.pillars-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: 24px;
  position: relative; z-index: 1;
}
.pillar-card {
  background: linear-gradient(155deg,
    rgba(255,255,255,.12) 0%,
    rgba(255,255,255,.05) 55%,
    rgba(255,255,255,.08) 100%);
  backdrop-filter: blur(18px) saturate(1.3);
  -webkit-backdrop-filter: blur(18px) saturate(1.3);
  border: 1px solid rgba(255,255,255,.15);
  border-top: 1px solid rgba(255,255,255,.28);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  box-shadow:
    0 8px 36px rgba(0,0,0,.28),
    var(--inset-hi);
  transition: var(--transition);
  position: relative; overflow: hidden;
}
/* Top glass sheen */
.pillar-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 45%;
  background: linear-gradient(180deg, rgba(255,255,255,.10) 0%, transparent 100%);
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  pointer-events: none;
}
/* Gold corner accent */
.pillar-card::after {
  content: '';
  position: absolute;
  top: 0; right: 0;
  width: 60px; height: 60px;
  background: radial-gradient(circle at top right, rgba(201,168,76,.15) 0%, transparent 70%);
  pointer-events: none;
}
.pillar-card:hover {
  background: linear-gradient(155deg, rgba(255,255,255,.18) 0%, rgba(255,255,255,.08) 55%, rgba(255,255,255,.12) 100%);
  border-color: rgba(201,168,76,.42);
  transform: translateY(-8px) scale(1.015);
  box-shadow:
    0 24px 60px rgba(0,0,0,.38),
    0 0 0 1px rgba(201,168,76,.22),
    var(--inset-hi);
}
.pillar-num {
  font-family: var(--font-head);
  font-size: 3.4rem; font-weight: 800;
  background: linear-gradient(135deg, rgba(201,168,76,.40), rgba(201,168,76,.12));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1; margin-bottom: 16px;
  position: relative; z-index: 1;
}
.pillar-card h4 { color: var(--white); margin-bottom: 12px; font-size: 1.08rem; position: relative; z-index: 1; }
.pillar-card p  { font-size: .87rem; color: rgba(255,255,255,.52); position: relative; z-index: 1; }

/* ─────────────────────────────────────────
   PROCESS STEPS
───────────────────────────────────────── */
.process-section {
  background: linear-gradient(170deg, var(--white) 0%, var(--off-white) 100%);
  position: relative; overflow: hidden;
}
.process-section::before {
  content: '';
  position: absolute;
  width: 640px; height: 640px; border-radius: 50%;
  background: radial-gradient(circle, rgba(10,31,68,.04) 0%, transparent 68%);
  bottom: -220px; left: -120px;
  pointer-events: none;
}
.process-steps {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 0; position: relative;
}
.process-steps::before {
  content: '';
  position: absolute;
  top: 40px; left: 10%; right: 10%;
  height: 2px;
  background: linear-gradient(90deg,
    transparent 0%,
    var(--gold-light) 20%, var(--gold) 50%, var(--gold-light) 80%,
    transparent 100%);
  box-shadow: 0 0 16px rgba(201,168,76,.35);
}
.process-step { padding: 0 20px; text-align: center; }
.step-num {
  width: 82px; height: 82px;
  border-radius: 50%;
  border: 2px solid rgba(201,168,76,.35);
  background: linear-gradient(145deg, #fff 0%, #F0F4FF 100%);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 28px;
  position: relative; z-index: 1;
  font-family: var(--font-head);
  font-size: 1.5rem; font-weight: 800;
  color: var(--gold);
  box-shadow:
    0 4px 22px rgba(201,168,76,.22),
    var(--inset-hi);
  transition: var(--transition);
}
.process-step:hover .step-num {
  background: var(--gloss-navy);
  color: var(--gold);
  border-color: transparent;
  box-shadow: var(--shadow-md), 0 0 0 5px rgba(201,168,76,.14);
  transform: scale(1.12);
}
.process-step h4 { margin-bottom: 10px; font-size: 1rem; }
.process-step p  { font-size: .85rem; }

/* ─────────────────────────────────────────
   INSIGHTS CARDS
───────────────────────────────────────── */
.insights-section {
  background: linear-gradient(170deg, var(--grey-light) 0%, var(--off-white) 100%);
}
.insights-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 26px;
}
.insight-card {
  background: linear-gradient(160deg,
    rgba(255,255,255,.97) 0%,
    rgba(248,250,255,.93) 100%);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm), var(--inset-hi);
  border: 1px solid rgba(255,255,255,.95);
  border-top: 1px solid white;
  transition: var(--transition);
  display: flex; flex-direction: column;
  backdrop-filter: blur(8px);
  position: relative;
}
/* Top gloss */
.insight-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 30%;
  background: linear-gradient(180deg, rgba(255,255,255,.5) 0%, transparent 100%);
  pointer-events: none; z-index: 1;
}
.insight-card:hover {
  transform: translateY(-9px) scale(1.012);
  box-shadow:
    var(--shadow-md),
    0 0 0 2px rgba(201,168,76,.18),
    var(--inset-hi);
  border-color: rgba(201,168,76,.18);
}
.insight-img {
  height: 195px;
  background: linear-gradient(145deg, var(--navy) 0%, var(--navy-mid) 100%);
  display: flex; align-items: center; justify-content: center;
  position: relative; overflow: hidden;
}
.insight-img::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 45%;
  background: linear-gradient(180deg, rgba(255,255,255,.10) 0%, transparent 100%);
  pointer-events: none; z-index: 1;
}
.insight-img-label {
  position: absolute; bottom: 14px; left: 16px;
  background: var(--gloss-gold);
  color: var(--navy-dark);
  font-size: .67rem; font-weight: 800; letter-spacing: .12em;
  text-transform: uppercase;
  padding: 5px 14px;
  border-radius: var(--radius-full);
  box-shadow: 0 4px 14px rgba(201,168,76,.38), var(--inset-shine);
  z-index: 2;
}
.insight-body { padding: 26px; flex: 1; display: flex; flex-direction: column; }
.insight-meta {
  display: flex; align-items: center; gap: 12px;
  font-size: .73rem; color: var(--grey-text); margin-bottom: 12px;
}
.insight-meta i { font-size: .68rem; color: var(--gold); }
.insight-body h4 { font-size: 1.03rem; color: var(--navy); margin-bottom: 10px; font-weight: 700; line-height: 1.38; }
.insight-body p  { font-size: .86rem; flex: 1; }
.insight-link {
  display: inline-flex; align-items: center; gap: 7px;
  margin-top: 20px; font-size: .79rem; font-weight: 700;
  color: var(--gold-dark);
  text-transform: uppercase; letter-spacing: .07em;
  transition: var(--transition-fast);
}
.insight-link i { transition: transform var(--transition-fast); }
.insight-link:hover { color: var(--navy); gap: 12px; }
.insight-link:hover i { transform: translateX(4px); }

/* ─────────────────────────────────────────
   CTA BAND – Ultra Dark Gloss
───────────────────────────────────────── */
.cta-band {
  background: linear-gradient(148deg, var(--navy-deep) 0%, var(--navy) 48%, var(--navy-mid) 100%);
  padding: 96px 0;
  text-align: center;
  position: relative; overflow: hidden;
}
.cta-band::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 65% 42% at 50% 0%, rgba(201,168,76,.16) 0%, transparent 58%),
    radial-gradient(ellipse 42% 65% at 18% 100%, rgba(22,53,112,.55) 0%, transparent 58%);
  pointer-events: none;
}
.cta-band::after {
  content: '';
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.020) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.020) 1px, transparent 1px);
  background-size: 52px 52px;
  pointer-events: none;
}
.cta-band h2 { color: var(--white); margin-bottom: 18px; position: relative; z-index: 1; }
.cta-band p  { color: rgba(255,255,255,.68); max-width: 570px; margin: 0 auto 42px; font-size: 1.06rem; position: relative; z-index: 1; }
.cta-btns    { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; position: relative; z-index: 1; }

/* ─────────────────────────────────────────
   TESTIMONIALS – Premium Gloss Cards
───────────────────────────────────────── */
.testimonials-section {
  background: linear-gradient(170deg, var(--white) 0%, var(--off-white) 100%);
  position: relative; overflow: hidden;
}
.testimonials-section::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 55% 70% at 50% 50%, rgba(201,168,76,.04) 0%, transparent 68%);
  pointer-events: none;
}
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 26px;
}
.testimonial-card {
  background: linear-gradient(155deg,
    rgba(255,255,255,.99) 0%,
    rgba(248,250,255,.96) 55%,
    rgba(242,245,255,.92) 100%);
  border-radius: var(--radius-lg);
  padding: 36px 30px;
  border: 1px solid rgba(255,255,255,.95);
  border-top: 1px solid white;
  box-shadow: var(--shadow-sm), var(--inset-hi);
  position: relative; transition: var(--transition); overflow: hidden;
}
/* Gloss top */
.testimonial-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 42%;
  background: linear-gradient(180deg, rgba(255,255,255,.65) 0%, transparent 100%);
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  pointer-events: none;
}
/* Gold corner orb */
.testimonial-card::after {
  content: '';
  position: absolute; bottom: 0; right: 0;
  width: 130px; height: 130px; border-radius: 50%;
  background: radial-gradient(circle, rgba(201,168,76,.08) 0%, transparent 68%);
  pointer-events: none;
}
.testimonial-card:hover {
  transform: translateY(-7px) scale(1.01);
  box-shadow: var(--shadow-md), 0 0 0 2px rgba(201,168,76,.14), var(--inset-hi);
  border-color: rgba(201,168,76,.18);
}
.quote-mark {
  font-size: 5.5rem; font-family: Georgia, serif;
  background: var(--gloss-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: .65; margin-bottom: 8px; opacity: .5;
  filter: drop-shadow(0 2px 6px rgba(201,168,76,.22));
}
.testimonial-card p { font-size: .9rem; line-height: 1.84; font-style: italic; margin-bottom: 26px; position: relative; z-index: 1; }
.testimonial-author { display: flex; align-items: center; gap: 14px; position: relative; z-index: 1; }
.author-avatar {
  width: 48px; height: 48px; border-radius: 50%;
  background: var(--gloss-navy);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold); font-size: .9rem; font-weight: 800;
  font-family: var(--font-head); flex-shrink: 0;
  border: 2px solid rgba(201,168,76,.30);
  box-shadow: 0 4px 16px rgba(10,31,68,.28), var(--inset-shine);
}
.author-name { font-size: .9rem; font-weight: 700; color: var(--navy); margin-bottom: 2px; }
.author-role { font-size: .74rem; color: var(--grey-text); }
.star-row { display: flex; gap: 3px; margin-bottom: 14px; position: relative; z-index: 1; }
.star-row i {
  font-size: .82rem;
  background: var(--gloss-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  filter: drop-shadow(0 1px 4px rgba(201,168,76,.45));
}

/* ─────────────────────────────────────────
   PAGE HERO (inner pages)
───────────────────────────────────────── */
.page-hero {
  background: linear-gradient(148deg, var(--navy-deep) 0%, var(--navy) 52%, var(--navy-mid) 100%);
  padding: 175px 0 100px;
  position: relative; overflow: hidden;
  text-align: center;
}
.page-hero::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 75% 55% at 50% 0%, rgba(201,168,76,.16) 0%, transparent 58%),
    radial-gradient(ellipse 42% 62% at 0% 100%, rgba(22,53,112,.55) 0%, transparent 58%);
  pointer-events: none;
}
.page-hero::after {
  content: '';
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.024) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.024) 1px, transparent 1px);
  background-size: 62px 62px;
  pointer-events: none;
}
.page-hero .breadcrumb {
  display: flex; align-items: center; justify-content: center;
  gap: 9px; font-size: .78rem;
  color: rgba(255,255,255,.42);
  margin-bottom: 22px;
  position: relative; z-index: 1;
}
.page-hero .breadcrumb a { color: var(--gold); }
.page-hero .breadcrumb span { color: rgba(255,255,255,.22); }
.page-hero h1 {
  color: var(--white); margin-bottom: 18px;
  position: relative; z-index: 1;
  text-shadow: 0 4px 40px rgba(0,0,0,.45);
}
.page-hero p {
  color: rgba(255,255,255,.68);
  max-width: 620px; margin: 0 auto;
  font-size: 1.06rem; position: relative; z-index: 1;
}

/* ─────────────────────────────────────────
   FOOTER – Deep Gloss Navy
───────────────────────────────────────── */
#site-footer {
  background: linear-gradient(170deg, var(--navy-deep) 0%, #030A18 100%);
  padding-top: 84px;
  color: rgba(255,255,255,.6);
  position: relative; overflow: hidden;
}
#site-footer::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 65% 40% at 50% 0%, rgba(201,168,76,.08) 0%, transparent 58%),
    radial-gradient(ellipse 32% 52% at 0% 100%, rgba(22,53,112,.45) 0%, transparent 58%);
  pointer-events: none;
}
/* Top gold border */
#site-footer::after {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 2px;
  background: var(--gloss-gold-h);
  box-shadow: 0 0 20px rgba(201,168,76,.4);
  pointer-events: none;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.2fr;
  gap: 52px;
  padding-bottom: 58px;
  border-bottom: 1px solid rgba(201,168,76,.14);
  position: relative; z-index: 1;
}
.footer-brand img {
  height: 58px; margin-bottom: 22px;
  filter: drop-shadow(0 2px 10px rgba(0,0,0,.5));
}
.footer-brand p { font-size: .875rem; line-height: 1.88; max-width: 300px; }
.footer-socials { display: flex; gap: 10px; margin-top: 24px; }
.social-btn {
  width: 40px; height: 40px; border-radius: 50%;
  border: 1px solid rgba(255,255,255,.14);
  background: linear-gradient(145deg, rgba(255,255,255,.08) 0%, rgba(255,255,255,.03) 100%);
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,.52); font-size: .82rem;
  transition: var(--transition);
  backdrop-filter: blur(6px);
  box-shadow: var(--inset-shine);
  position: relative; overflow: hidden;
}
.social-btn::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 50%;
  background: linear-gradient(180deg, rgba(255,255,255,.12) 0%, transparent 100%);
  pointer-events: none;
}
.social-btn:hover {
  background: var(--gloss-gold);
  border-color: transparent;
  color: var(--navy-dark);
  transform: translateY(-4px) scale(1.1);
  box-shadow: var(--shadow-gold);
}
.footer-col h5 {
  color: var(--white);
  font-family: var(--font-body); font-size: .77rem; font-weight: 700;
  letter-spacing: .18em; text-transform: uppercase;
  margin-bottom: 22px; position: relative; padding-bottom: 15px;
}
.footer-col h5::after {
  content: '';
  position: absolute; bottom: 0; left: 0;
  width: 38px; height: 2px;
  background: var(--gloss-gold-h);
  border-radius: 1px;
  box-shadow: 0 2px 10px rgba(201,168,76,.45);
}
.footer-links { display: flex; flex-direction: column; gap: 11px; }
.footer-links a {
  font-size: .86rem; color: rgba(255,255,255,.46);
  display: flex; align-items: center; gap: 9px;
  transition: var(--transition-fast);
}
.footer-links a:hover { color: var(--gold-light); padding-left: 5px; }
.footer-links a i { color: rgba(201,168,76,.40); font-size: .68rem; transition: color var(--transition-fast); }
.footer-links a:hover i { color: var(--gold); }
.footer-contact-item {
  display: flex; align-items: flex-start; gap: 13px;
  font-size: .86rem; margin-bottom: 16px; color: rgba(255,255,255,.50);
}
.footer-contact-item i {
  color: var(--gold); margin-top: 3px; flex-shrink: 0;
  filter: drop-shadow(0 0 5px rgba(201,168,76,.45));
}
.footer-bottom {
  display: flex; align-items: center; justify-content: space-between;
  padding: 24px 0; font-size: .8rem; color: rgba(255,255,255,.28);
  flex-wrap: wrap; gap: 12px; position: relative; z-index: 1;
}
.footer-bottom a { color: rgba(255,255,255,.32); }
.footer-bottom a:hover { color: var(--gold); }
.footer-legal { display: flex; gap: 22px; }

/* ─────────────────────────────────────────
   ABOUT – Values / Team
───────────────────────────────────────── */
.values-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(210px, 1fr));
  gap: 22px;
}
.value-card {
  background: linear-gradient(155deg,
    rgba(255,255,255,.98) 0%,
    rgba(248,250,255,.94) 55%,
    rgba(242,245,255,.90) 100%);
  border: 1px solid rgba(255,255,255,.96);
  border-top: 1px solid white;
  border-radius: var(--radius-lg);
  padding: 34px 24px;
  text-align: center;
  box-shadow: var(--shadow-sm), var(--inset-hi);
  transition: var(--transition); position: relative; overflow: hidden;
}
.value-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 48%;
  background: linear-gradient(180deg, rgba(255,255,255,.60) 0%, transparent 100%);
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  pointer-events: none;
}
.value-card:hover {
  transform: translateY(-9px) scale(1.02);
  box-shadow: var(--shadow-md), 0 0 0 2px rgba(201,168,76,.18), var(--inset-hi);
  border-color: rgba(201,168,76,.22);
}
.value-icon {
  width: 66px; height: 66px;
  border-radius: var(--radius-md);
  background: var(--gloss-navy);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 22px;
  color: var(--gold); font-size: 1.55rem;
  box-shadow: 0 6px 22px rgba(10,31,68,.30), var(--inset-shine);
  border: 1px solid rgba(255,255,255,.1);
  position: relative; z-index: 1; transition: var(--transition); overflow: hidden;
}
.value-icon::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 50%;
  background: linear-gradient(180deg, rgba(255,255,255,.16) 0%, transparent 100%);
  pointer-events: none;
}
.value-card:hover .value-icon {
  background: var(--gloss-gold);
  color: var(--navy-dark);
  box-shadow: var(--shadow-gold);
  transform: scale(1.1) rotate(-4deg);
}
.value-card h4 { font-size: 1rem; margin-bottom: 9px; position: relative; z-index: 1; }
.value-card p  { font-size: .84rem; position: relative; z-index: 1; }

/* Team cards */
.team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: 26px;
}
.team-card {
  background: linear-gradient(160deg,
    rgba(255,255,255,.97) 0%,
    rgba(248,250,255,.93) 100%);
  border: 1px solid rgba(255,255,255,.96);
  border-top: 1px solid white;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm), var(--inset-hi);
  transition: var(--transition); text-align: center;
}
.team-card:hover {
  transform: translateY(-9px) scale(1.01);
  box-shadow: var(--shadow-md), 0 0 0 2px rgba(201,168,76,.14), var(--inset-hi);
  border-color: rgba(201,168,76,.15);
}
.team-img {
  height: 205px;
  background: var(--gloss-navy);
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,.2); font-size: 4.2rem;
  position: relative; overflow: hidden;
}
.team-img::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 50%;
  background: linear-gradient(180deg, rgba(255,255,255,.12) 0%, transparent 100%);
  pointer-events: none;
}
/* Gold bottom line on team img */
.team-img::after {
  content: '';
  position: absolute; bottom: 0; left: 0; right: 0; height: 3px;
  background: var(--gloss-gold-h);
  box-shadow: 0 0 12px rgba(201,168,76,.5);
}
.team-info { padding: 24px 20px; }
.team-info h4 { font-size: 1.06rem; margin-bottom: 4px; }
.team-role {
  font-size: .76rem;
  background: var(--gloss-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  font-weight: 700; letter-spacing: .08em;
  text-transform: uppercase; margin-bottom: 11px;
}
.team-info p { font-size: .84rem; }

/* ─────────────────────────────────────────
   ADVISORY PAGE
───────────────────────────────────────── */
.advisory-features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 68px; align-items: center;
}
.advisory-list { display: flex; flex-direction: column; gap: 14px; margin-top: 26px; }
.advisory-item {
  display: flex; gap: 16px;
  padding: 18px 22px;
  background: linear-gradient(135deg,
    rgba(255,255,255,.90) 0%,
    rgba(248,250,255,.85) 100%);
  border: 1px solid rgba(255,255,255,.92);
  border-left: 4px solid var(--gold);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  box-shadow: var(--shadow-xs), var(--inset-shine);
  transition: var(--transition);
  backdrop-filter: blur(6px);
  position: relative; overflow: hidden;
}
.advisory-item::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 50%;
  background: linear-gradient(180deg, rgba(255,255,255,.45) 0%, transparent 100%);
  pointer-events: none;
}
.advisory-item:hover {
  background: linear-gradient(135deg, rgba(201,168,76,.10) 0%, rgba(201,168,76,.04) 100%);
  transform: translateX(8px);
  box-shadow: var(--shadow-sm), var(--inset-shine);
  border-left-color: var(--gold-light);
}
.advisory-item i { color: var(--gold); font-size: 1.15rem; margin-top: 2px; flex-shrink: 0; filter: drop-shadow(0 0 7px rgba(201,168,76,.5)); }
.advisory-item-text h5 { font-size: .96rem; color: var(--navy); margin-bottom: 4px; }
.advisory-item-text p  { font-size: .84rem; }

/* ─────────────────────────────────────────
   CONTACT – Gloss Form
───────────────────────────────────────── */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: 62px;
}
.contact-info-card {
  background: var(--gloss-navy);
  border-radius: var(--radius-xl);
  padding: 46px 36px;
  color: var(--white);
  height: fit-content;
  box-shadow: var(--shadow-lg), var(--inset-hi);
  border: 1px solid rgba(255,255,255,.14);
  border-top: 1px solid rgba(255,255,255,.24);
  position: relative; overflow: hidden;
}
.contact-info-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 42%;
  background: linear-gradient(180deg, rgba(255,255,255,.12) 0%, transparent 100%);
  border-radius: var(--radius-xl) var(--radius-xl) 0 0;
  pointer-events: none;
}
.contact-info-card::after {
  content: '';
  position: absolute; width: 320px; height: 320px; border-radius: 50%;
  background: radial-gradient(circle, rgba(201,168,76,.16) 0%, transparent 68%);
  bottom: -90px; right: -90px; pointer-events: none;
}
.contact-info-card h3 { color: var(--white); margin-bottom: 8px; position: relative; z-index: 1; }
.contact-info-card > p { color: rgba(255,255,255,.60); margin-bottom: 34px; font-size: .9rem; position: relative; z-index: 1; }
.contact-detail {
  display: flex; align-items: flex-start; gap: 15px;
  margin-bottom: 24px; position: relative; z-index: 1;
}
.contact-detail-icon {
  width: 46px; height: 46px; border-radius: var(--radius-sm);
  background: linear-gradient(135deg, rgba(201,168,76,.20) 0%, rgba(201,168,76,.08) 100%);
  border: 1px solid rgba(201,168,76,.32);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold); font-size: .95rem; flex-shrink: 0;
  box-shadow: 0 4px 16px rgba(201,168,76,.18), var(--inset-shine);
  position: relative; overflow: hidden;
}
.contact-detail-icon::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 50%;
  background: linear-gradient(180deg, rgba(255,255,255,.20) 0%, transparent 100%);
  pointer-events: none;
}
.contact-detail-text span {
  display: block; font-size: .69rem; color: rgba(255,255,255,.38);
  text-transform: uppercase; letter-spacing: .14em; font-weight: 700; margin-bottom: 4px;
}
.contact-detail-text p { color: rgba(255,255,255,.9); font-size: .9rem; margin: 0; }

/* Contact form */
.contact-form-wrap {
  background: linear-gradient(155deg,
    rgba(255,255,255,.99) 0%,
    rgba(248,250,255,.96) 55%,
    rgba(242,245,255,.92) 100%);
  border-radius: var(--radius-xl);
  padding: 52px 46px;
  box-shadow: var(--shadow-md), var(--inset-hi);
  border: 1px solid rgba(255,255,255,.96);
  border-top: 1px solid white;
  position: relative; overflow: hidden;
}
.contact-form-wrap::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 36%;
  background: linear-gradient(180deg, rgba(255,255,255,.65) 0%, transparent 100%);
  border-radius: var(--radius-xl) var(--radius-xl) 0 0;
  pointer-events: none;
}
.contact-form-wrap h3 { margin-bottom: 6px; position: relative; z-index: 1; }
.contact-form-wrap > p { font-size: .9rem; margin-bottom: 34px; position: relative; z-index: 1; }

/* Form fields */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; position: relative; z-index: 1; }
.form-group { display: flex; flex-direction: column; gap: 7px; margin-bottom: 4px; }
.form-group.full { grid-column: 1 / -1; }
.form-group label {
  font-size: .72rem; font-weight: 700; color: var(--navy);
  letter-spacing: .09em; text-transform: uppercase;
}
.form-group input,
.form-group select,
.form-group textarea {
  padding: 14px 18px;
  border: 1.5px solid var(--grey-mid);
  border-radius: var(--radius-sm);
  font-family: var(--font-body); font-size: .9rem;
  color: var(--body-text);
  background: linear-gradient(180deg, rgba(255,255,255,.92) 0%, rgba(248,250,255,.88) 100%);
  transition: var(--transition-fast); outline: none;
  box-shadow: inset 0 2px 8px rgba(10,31,68,.06), var(--inset-shine);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--navy);
  background: white;
  box-shadow: 0 0 0 4px rgba(10,31,68,.07), inset 0 2px 8px rgba(10,31,68,.06);
}
.form-group textarea { resize: vertical; min-height: 135px; }
.form-group select   { appearance: none; cursor: pointer; }
.form-msg {
  padding: 15px 20px; border-radius: var(--radius-sm);
  font-size: .88rem; font-weight: 600; margin-top: 18px; display: none;
}
.form-msg.success { background: rgba(52,199,89,.10); border: 1px solid rgba(52,199,89,.3); color: #1A7A32; display: block; }
.form-msg.error   { background: rgba(255,59,48,.10);  border: 1px solid rgba(255,59,48,.3);  color: #C0392B; display: block; }

/* ─────────────────────────────────────────
   INSIGHTS FILTER
───────────────────────────────────────── */
.filter-bar { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 44px; }
.filter-btn {
  padding: 9px 24px; border-radius: var(--radius-full);
  border: 1.5px solid var(--grey-mid);
  font-size: .77rem; font-weight: 700; color: var(--grey-text);
  background: linear-gradient(160deg, rgba(255,255,255,.88) 0%, rgba(248,250,255,.80) 100%);
  letter-spacing: .07em; text-transform: uppercase;
  backdrop-filter: blur(6px);
  transition: var(--transition-fast);
  box-shadow: var(--inset-shine);
  position: relative; overflow: hidden;
}
.filter-btn::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 50%;
  background: linear-gradient(180deg, rgba(255,255,255,.35) 0%, transparent 100%);
  pointer-events: none;
}
.filter-btn.active, .filter-btn:hover {
  background: var(--gloss-navy);
  border-color: transparent;
  color: var(--white);
  box-shadow: var(--shadow-sm);
}

/* ─────────────────────────────────────────
   UTILITY: Gloss Panel / Card (dark bg)
───────────────────────────────────────── */
.glass-panel {
  background: linear-gradient(155deg, rgba(255,255,255,.14) 0%, rgba(255,255,255,.05) 60%, rgba(255,255,255,.09) 100%);
  backdrop-filter: blur(20px) saturate(1.5);
  -webkit-backdrop-filter: blur(20px) saturate(1.5);
  border: 1px solid rgba(255,255,255,.20);
  border-top: 1px solid rgba(255,255,255,.34);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md), var(--inset-hi);
  position: relative; overflow: hidden;
}
.glass-panel::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 42%;
  background: linear-gradient(180deg, rgba(255,255,255,.10) 0%, transparent 100%);
  pointer-events: none;
}

/* Gloss white card (light bg) */
.gloss-card {
  background: linear-gradient(155deg,
    rgba(255,255,255,.98) 0%,
    rgba(248,250,255,.94) 55%,
    rgba(242,245,255,.90) 100%);
  border: 1px solid rgba(255,255,255,.96);
  border-top: 1px solid white;
  border-radius: var(--radius-lg);
  box-shadow: 0 8px 44px rgba(10,31,68,.10), var(--inset-hi);
  position: relative; overflow: hidden;
}
.gloss-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 44%;
  background: linear-gradient(180deg, rgba(255,255,255,.60) 0%, transparent 100%);
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  pointer-events: none;
}

/* Stat pill */
.stat-pill {
  background: linear-gradient(145deg, rgba(255,255,255,.13) 0%, rgba(255,255,255,.05) 100%);
  backdrop-filter: blur(22px);
  -webkit-backdrop-filter: blur(22px);
  border: 1px solid rgba(255,255,255,.20);
  border-top: 1px solid rgba(255,255,255,.32);
  border-radius: var(--radius-md);
  padding: 22px 20px;
  box-shadow: 0 8px 36px rgba(0,0,0,.28), var(--inset-hi);
  transition: var(--transition-fast);
  position: relative; overflow: hidden;
}
.stat-pill::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 50%;
  background: linear-gradient(180deg, rgba(255,255,255,.10) 0%, transparent 100%);
  pointer-events: none;
}
.stat-pill:hover { border-color: rgba(201,168,76,.42); transform: translateY(-5px); }

/* Glow icon */
.glow-icon {
  width: 66px; height: 66px; border-radius: var(--radius-md);
  background: linear-gradient(145deg, rgba(255,255,255,.14) 0%, rgba(255,255,255,.05) 100%);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255,255,255,.20);
  border-top: 1px solid rgba(255,255,255,.35);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.55rem; color: var(--gold-light);
  box-shadow:
    0 6px 28px rgba(0,0,0,.32),
    0 0 22px rgba(201,168,76,.20),
    var(--inset-hi);
  margin-bottom: 22px;
  transition: var(--transition);
  position: relative; overflow: hidden;
}
.glow-icon::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 50%;
  background: linear-gradient(180deg, rgba(255,255,255,.22) 0%, transparent 100%);
  pointer-events: none;
}
.service-card:hover .glow-icon,
.value-card:hover .glow-icon {
  background: var(--gloss-gold);
  color: var(--navy-dark);
  box-shadow: 0 8px 32px rgba(201,168,76,.55), var(--inset-hi);
}

/* ─────────────────────────────────────────
   BACK TO TOP
───────────────────────────────────────── */
#back-to-top {
  position: fixed;
  bottom: 34px; right: 34px;
  width: 48px; height: 48px; border-radius: 50%;
  background: var(--gloss-gold);
  color: var(--navy-dark);
  display: flex; align-items: center; justify-content: center;
  font-size: .92rem;
  box-shadow: 0 6px 28px rgba(201,168,76,.52), var(--inset-hi);
  border: 1px solid rgba(255,255,255,.35);
  opacity: 0; pointer-events: none;
  transition: var(--transition);
  z-index: 500;
  overflow: hidden;
}
#back-to-top::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 50%;
  background: linear-gradient(180deg, rgba(255,255,255,.35) 0%, transparent 100%);
  pointer-events: none;
}
#back-to-top.visible { opacity: 1; pointer-events: auto; }
#back-to-top:hover {
  transform: translateY(-5px) scale(1.1);
  box-shadow: 0 14px 40px rgba(201,168,76,.60), var(--inset-hi);
}

/* ─────────────────────────────────────────
   SCROLL ANIMATIONS
───────────────────────────────────────── */
.fade-up {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity .7s var(--ease), transform .7s var(--ease);
}
.fade-up.visible { opacity: 1; transform: translateY(0); }
.fade-up:nth-child(2) { transition-delay: .10s; }
.fade-up:nth-child(3) { transition-delay: .20s; }
.fade-up:nth-child(4) { transition-delay: .30s; }
.fade-up:nth-child(5) { transition-delay: .40s; }
.fade-up:nth-child(6) { transition-delay: .50s; }
.fade-up:nth-child(7) { transition-delay: .60s; }
.fade-up:nth-child(8) { transition-delay: .70s; }

/* ─────────────────────────────────────────
   DECORATORS
───────────────────────────────────────── */
.gloss-divider {
  width: 100%; height: 1px;
  background: linear-gradient(90deg,
    transparent 0%,
    rgba(201,168,76,.40) 28%,
    rgba(201,168,76,.55) 50%,
    rgba(201,168,76,.40) 72%,
    transparent 100%);
  box-shadow: 0 1px 10px rgba(201,168,76,.22);
}
.section-divider {
  width: 100%; height: 1px;
  background: linear-gradient(90deg,
    transparent 0%,
    rgba(201,168,76,.28) 25%,
    rgba(201,168,76,.48) 50%,
    rgba(201,168,76,.28) 75%,
    transparent 100%);
  box-shadow: 0 1px 8px rgba(201,168,76,.15);
}
.section-dark-gloss {
  background: linear-gradient(148deg, #040C1C 0%, #0A1F44 45%, #102A5A 80%, #040C1C 100%);
  position: relative; overflow: hidden;
}
.section-dark-gloss::before {
  content: ''; position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 70% 50% at 50% 0%, rgba(201,168,76,.12) 0%, transparent 55%),
    radial-gradient(ellipse 40% 60% at 0% 100%, rgba(22,53,112,.5) 0%, transparent 55%);
  pointer-events: none;
}
.section-dark-gloss::after {
  content: ''; position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.022) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.022) 1px, transparent 1px);
  background-size: 62px 62px; pointer-events: none;
}

/* pillar number badge */
.pillar-number-badge {
  display: inline-flex; align-items: center; justify-content: center;
  width: 36px; height: 36px; border-radius: 50%;
  background: var(--gloss-gold);
  color: var(--navy-dark); font-size: .78rem; font-weight: 800;
  font-family: var(--font-body); margin-bottom: 14px;
  box-shadow: 0 4px 16px rgba(201,168,76,.45), var(--inset-shine);
}

/* Feature glass card */
.feature-glass-card {
  background: linear-gradient(148deg,
    rgba(255,255,255,.16) 0%,
    rgba(255,255,255,.07) 50%,
    rgba(255,255,255,.12) 100%);
  backdrop-filter: blur(32px) saturate(1.7);
  -webkit-backdrop-filter: blur(32px) saturate(1.7);
  border: 1px solid rgba(255,255,255,.24);
  border-top: 1px solid rgba(255,255,255,.42);
  border-radius: 30px;
  box-shadow: 0 36px 110px rgba(0,0,0,.58), var(--inset-hi);
  position: relative; overflow: hidden;
  animation: cardGlow 5s ease-in-out infinite;
}
.feature-glass-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 55%;
  background: linear-gradient(180deg, rgba(255,255,255,.16) 0%, transparent 100%);
  border-radius: 30px 30px 0 0; pointer-events: none;
}

/* ─────────────────────────────────────────
   RESPONSIVE
───────────────────────────────────────── */
@media (max-width: 1100px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
  .hero-grid   { gap: 44px; }
  .kpi-strip   { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 900px) {
  .hero-grid         { grid-template-columns: 1fr; }
  .hero-visual       { display: none; }
  .intro-grid        { grid-template-columns: 1fr; }
  .intro-img-wrap    { display: none; }
  .advisory-features { grid-template-columns: 1fr; }
  .contact-grid      { grid-template-columns: 1fr; }
  .process-steps::before { display: none; }
}
@media (max-width: 768px) {
  .main-nav            { display: none; }
  .header-cta .btn     { display: none; }
  .hamburger           { display: flex; }
  .section-pad         { padding: 72px 0; }
  .hero                { padding-top: 84px; }
  .hero-stats          { gap: 28px; }
  .form-grid           { grid-template-columns: 1fr; }
  .footer-grid         { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom       { flex-direction: column; text-align: center; }
  .contact-form-wrap   { padding: 34px 24px; }
  .responsive-2col     { grid-template-columns: 1fr !important; }
}
@media (max-width: 480px) {
  .hero-btns   { flex-direction: column; }
  .cta-btns    { flex-direction: column; align-items: center; }
  .trust-items { gap: 24px; }
  .hero-stats  { gap: 20px; flex-wrap: wrap; }
  .kpi-strip   { grid-template-columns: 1fr 1fr; }
}

/* ─────────────────────────────────────────
   RESPONSIVE 2-COL UTILITY
───────────────────────────────────────── */
.responsive-2col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
}
@media (max-width: 768px) {
  .responsive-2col { grid-template-columns: 1fr !important; }
}

/* ─────────────────────────────────────────
   FAQ ACCORDION ENHANCEMENT
───────────────────────────────────────── */
.faq-open .faq-icon {
  transform: rotate(180deg) !important;
  color: var(--gold) !important;
}
.faq-open .faq-answer {
  padding-bottom: 4px;
}
/* FAQ button focus ring */
.faq-open > button {
  background: linear-gradient(180deg, rgba(201,168,76,.05) 0%, transparent 100%) !important;
}

/* ─────────────────────────────────────────
   BREADCRUMB SEPARATOR
───────────────────────────────────────── */
.breadcrumb span:not(:last-child) {
  opacity: .35;
}

/* ─────────────────────────────────────────
   SECTION-TAG on dark backgrounds
───────────────────────────────────────── */
.section-dark-gloss .section-tag,
.why-section .section-tag,
.cta-band .section-tag {
  background: linear-gradient(135deg, rgba(201,168,76,.22) 0%, rgba(201,168,76,.08) 100%);
  border-color: rgba(201,168,76,.50);
}
.page-hero .section-tag {
  background: linear-gradient(135deg, rgba(201,168,76,.22) 0%, rgba(201,168,76,.08) 100%);
  border-color: rgba(201,168,76,.50);
}

/* ─────────────────────────────────────────
   SMOOTH IMAGE LOADING PLACEHOLDER
───────────────────────────────────────── */
img { background: linear-gradient(135deg, rgba(10,31,68,.04), rgba(201,168,76,.04)); }

/* ─────────────────────────────────────────
   SELECTION COLOURS
───────────────────────────────────────── */
::selection {
  background: rgba(201,168,76,.22);
  color: var(--navy);
}

/* ─────────────────────────────────────────
   FOCUS VISIBLE STYLES (accessibility)
───────────────────────────────────────── */
:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 3px;
  border-radius: var(--radius-xs);
}

/* ─────────────────────────────────────────
   SUBSCRIBE FORM BUTTON (insights page)
───────────────────────────────────────── */
#subscribe-form input:focus {
  border-color: var(--navy) !important;
  box-shadow: 0 0 0 4px rgba(10,31,68,.07) !important;
}

/* ─────────────────────────────────────────
   SECTOR HOVER CARD (advisory page)
───────────────────────────────────────── */
[onmouseover] {
  transition: transform .35s cubic-bezier(.4,0,.2,1),
              box-shadow .35s cubic-bezier(.4,0,.2,1),
              border-color .35s ease !important;
}

/* ─────────────────────────────────────────
   ADVISORY ITEM ICON colour fix
───────────────────────────────────────── */
.advisory-item i.fas { position: relative; z-index: 1; }

/* ─────────────────────────────────────────
   TEAM CARD USER ICON colour
───────────────────────────────────────── */
.team-img .fa-user-tie {
  color: rgba(201,168,76,.28);
  position: relative; z-index: 1;
}
.team-card:hover .team-img .fa-user-tie {
  color: rgba(201,168,76,.55);
}

/* ─────────────────────────────────────────
   FOOTER BOTTOM LINKS – hover gold
───────────────────────────────────────── */
.footer-legal a:hover { color: var(--gold) !important; }

/* ─────────────────────────────────────────
   CONTACT MAP SECTION – grid line overlay
   clamp so it never clips button
───────────────────────────────────────── */
.contact-map-pin { position: relative; z-index: 2; }

/* ─────────────────────────────────────────
   PROCESS STEP – on services page (5-col)
───────────────────────────────────────── */
@media (max-width: 600px) {
  .services-grid { grid-template-columns: 1fr; }
  .values-grid   { grid-template-columns: 1fr 1fr; }
  .team-grid     { grid-template-columns: 1fr; }
}

/* ─────────────────────────────────────────
   INSIGHT CARD filter animation
───────────────────────────────────────── */
.insight-filter-item {
  transition: opacity .35s ease, transform .35s ease;
}
.insight-filter-item[style*="none"] {
  opacity: 0;
  transform: scale(.96);
}

/* ─────────────────────────────────────────
   GLOSSY BUTTON – extra depth on dark bg
───────────────────────────────────────── */
.section-dark-gloss .btn-primary,
.page-hero .btn-primary,
.cta-band .btn-primary {
  box-shadow:
    0 6px 28px rgba(201,168,76,.50),
    0 2px 8px rgba(201,168,76,.35),
    inset 0 2px 0 rgba(255,255,255,.45),
    inset 0 -1px 0 rgba(0,0,0,.15);
}
.section-dark-gloss .btn-primary:hover,
.page-hero .btn-primary:hover,
.cta-band .btn-primary:hover {
  box-shadow:
    0 16px 44px rgba(201,168,76,.62),
    0 4px 14px rgba(201,168,76,.40),
    inset 0 2px 0 rgba(255,255,255,.45),
    inset 0 -1px 0 rgba(0,0,0,.15);
}

/* ─────────────────────────────────────────
   HERO GRID – remove hero card on mobile
   and show text full-width
───────────────────────────────────────── */
@media (max-width: 900px) {
  .hero-content { max-width: 680px; margin: 0 auto; text-align: center; }
  .hero-btns    { justify-content: center; }
  .hero-stats   { justify-content: center; }
  .hero-desc    { max-width: 100%; }
}

/* ─────────────────────────────────────────
   NAV ACTIVE LINK – white-header variant
───────────────────────────────────────── */
#site-header.white-header.scrolled .nav-link.active {
  color: var(--gold) !important;
}
#site-header.white-header.scrolled .nav-link.active::after {
  left: 16px; right: 16px;
}

/* ─────────────────────────────────────────
   FORM SELECT CHEVRON (contact page)
───────────────────────────────────────── */
.form-group select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23C9A84C' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  background-size: 12px;
  padding-right: 40px;
}

/* ─────────────────────────────────────────
   LOADER BAR – ensure full fill before hide
───────────────────────────────────────── */
@keyframes load { 0% { width: 0 } 85% { width: 90% } 100% { width: 100% } }

/* ─────────────────────────────────────────
   PRINT – hide decorative / fixed elements
───────────────────────────────────────── */
@media print {
  #preloader, #back-to-top, .mobile-nav,
  .hero-scan, .orb-1, .orb-2 { display: none !important; }
  #site-header { position: static; }
  .hero { min-height: auto; padding: 40px 0; }
}